In addition to tuition, accommodation, and daily living costs, international students in Canada should also budget for smaller but regular expenses such as mobile bills, internet, winter clothing, and emergency costs. These may seem minor individually, but they can add up over time.
Mobile phone plans in Canada typically cost around CAD 30 to CAD 60 per month (approximately NPR 3,200 to NPR 6,500), while home internet can cost CAD 50 to CAD 80 per month if not included in rent.
Another important factor is tax obligations for students working part-time. International students are allowed to work up to 20 hours per week during study periods and full-time during breaks. If you earn income in Canada, you must file a tax return with the Canada Revenue Agency (CRA), even for low income.
Students should also plan for winter clothing, which can cost around CAD 150 to CAD 300 initially. Proper budgeting for these additional expenses can help you manage your finances more effectively while studying in Canada.
Estimated Monthly Budget for Nepali Students in the Canada
To plan your finances properly, you must understand the typical expenses that international students pay while studying in the Canada. The exact amount depends on the city you live in, the type of accommodation you choose, and your lifestyle.
The table below provides a rough estimate of common student expenses in the Canada.
| Expenses | Cost (Approx.) | NPR Equivalent (Approx.) |
| On-campus housing | CAD 8,000 – 12,000 per year | NPR 8.6 lakh – 13 lakh |
| Shared apartment (off-campus) | CAD 400 – 700 per month | NPR 43,000 – 76,000 |
| University-arranged homestay | CAD 900 – 1,500 per month | NPR 97,000 – 1.62 lakh |
| Student residence/dormitory | CAD 3,000 – 7,500 per year | NPR 3.2 lakh – 8.1 lakh |
| Study permit (visa) + biometrics | CAD 235 total | NPR 25,000 |
| Mobile phone / Internet | CAD 30 – 80 per month | NPR 3,200 – 8,600 |
| Books and study materials | CAD 500 – 1,000 per year | NPR 54,000 – 1.08 lakh |
| Personal expenses (food, transport, etc.) | CAD 900 – 1,800 per month | NPR 97,000 – 1.95 lakh |
| Health insurance | CAD 600 – 900 per year | NPR 65,000 – 97,000 |
How to Reduce the Cost of Studying in the Canada?
Studying in the Canada is expensive, but there are several practical ways for Nepali students to reduce the total cost. Some of these ways include careful planning, choosing the right institution, and taking advantage of financial support options.


