Complete Study Abroad Financial Guide for Nepali Students: Budget, Scholarships & Part-Time Jobs in the UK

Planning to study in the UK from Nepal? Then understanding the financial side is just as important as choosing your university. From tuition fees and visa requirements to scholarships and part-time jobs, every decision affects your budget.

This blog is your complete financial planning guide, made specially for Nepali students. It explains how to calculate your total cost, what funds you must show for your visa, how scholarships can lower your expenses, and how part-time work fits into your overall plan.

With clear facts, verified data, and practical examples, this guide will help you plan your UK study journey in a realistic, affordable, and stress-free way.

1. Understanding the UK Study Cost: What You Must Show for Visa

Before applying for your student visa, you must prove to UK Visas and Immigration (UKVI) that you can afford to live and study in the UK.

UKVI Minimum Maintenance Requirement (Effective from 2 January 2025)

These are the official minimum amounts you must show to cover living costs like rent, food, utilities, and transport. They are separate from your tuition fees.

Important Rule:
You (or your sponsor) must hold these funds in a bank account for at least 28 consecutive days before applying for your UK student visa.
(Source: GOV.UK – Student Visa Financial Requirements (2025 Update))

2. Tuition Fees for Nepali Students in the UK

Tuition fees vary by university, program, and location. Below is a general estimate for international students.

Universities in smaller cities or towns often have lower tuition and living costs than those in London.
Always check your chosen university’s official website for exact figures.

3. Other Mandatory Costs to Plan For

Besides tuition and living costs, you’ll need to plan for these fixed expenses:

Tip: Keep an extra 10–20% of your total amount as a safety buffer for emergencies or currency rate changes.

4. Example Scenarios: Planning Your Study Budget

Here are realistic examples based on official requirements and average university fees.
(Figures are approximate and vary by university and lifestyle.)

When converted to Nepali Rupees, students usually prepare around NPR 35–60+ lakhs per academic year.
This includes tuition, living, visa, and health charges, though your exact amount depends on your course, city, and scholarships.

5. Scholarships for Nepali Students in the UK

Scholarships can greatly reduce your financial burden. Below are some options open to Nepali students:

Apply early as most scholarships close well before the academic intake begins.

6. Part-Time Jobs in the UK: Rules, Pay & Expectations

Part-time jobs can help manage living expenses, but they should not replace your main savings or funds.

Work Rules (for Student Visa holders):

• You can work up to 20 hours per week during classes.

• You can work full-time during official vacations or breaks.

• You must not breach visa work conditions or affect your study performance.

Average Pay (2025):

• Minimum wage (age 21+): around £12 per hour.

• Possible monthly income (20 hours/week): £700–£900 before tax.

Common part-time jobs:

• Café or restaurant work

• Retail stores or supermarkets

• Delivery or warehouse jobs

• On-campus roles (library, admin, tutoring)

This income can help cover food, travel, and phone bills, but it’s not enough to pay tuition.

7. Smart Financial Planning Tips for Nepali Students

• Choose affordable cities (like Manchester, Nottingham, Leeds, or Birmingham) over London for lower rent and living costs.

• Share accommodation with other students to reduce expenses.

• Cook at home instead of eating out regularly.

• Open a student bank account in the UK to manage money easily.

• Apply for smaller bursaries or grants after admission.

• Monitor exchange rates and keep a buffer in NPR for unexpected changes.

8. Why Choose Goreto Education Consultancy for Your UK Study Plan?

At Goreto Education Consultancy, we help Nepali students make informed and financially prepared decisions about studying in the UK.

Our UK-Focused Services Include:

• Personalized Financial Planning – We estimate your total study cost based on your university, city, and lifestyle.

• Scholarship Assistance – Guidance for Chevening, GREAT, and university-based scholarships.

• Visa Documentation Help – Support for bank statements, proof of funds, and UKVI compliance.

• Pre-Departure Orientation – Tips on budgeting, housing, and part-time work in the UK.

• Branches for Local Support – New Baneshwor, Kumaripati, Chitwan, Pokhara, Itahari, and Canada.

Goreto’s mission: To help Nepali students study in the UK with proper financial planning, accurate documentation, and confidence.

Your Path Ahead

Studying in the UK is one of the best academic investments a Nepali student can make, but it requires careful financial planning.
Understanding real costs, preparing valid funds, applying for scholarships, and managing expenses wisely will make your study journey smooth and sustainable.

With expert guidance from Goreto Education Consultancy, you can plan every part of your UK education, from budgeting to visa with clarity and peace of mind.

📚 Sources & References

1. GOV.UK – Student Visa Financial Requirements (Updated Jan 2025)

2. British Council – Study UK: Cost of Studying & Living in the UK

3. University of Westminster – 28-Day Fund Rule & Financial Proof Guide

4. Oxford University – Visa & Immigration Health Surcharge Information

5. Goreto Education Consultancy – Official Website (Nepal & Canada)

6. Chevening & GREAT Scholarships – Official UK Government Portals